The Provident Mom

As a mother and homemaker, my top priority is always my daughter. That is the reason why I am very much into investments and insurances. I want to protect her, her home, and her future. There are so many what-ifs in life and these double once we get married and have children. Just like any other aspect of our lives, our family life is not always high. Sometimes we experience challenges and problems and most often than not, we are not prepared for it.  But there are certain things that we can actually prepare for. One of which is something to do with our health. These days, the food that we eat and the environment that we are in can give us sickness. And when it comes to health problems, it can drain our finances and we can even go into debts just to pay for the cost of medicines, check-ups, and (knock on wood) hospitalizations. Getting an HMO these days is no longer a luxury. It is a necessity, especially for average-income generating families like ours who could not afford the cos

Since 2018, I have been an avid fan of insurance and long-term investments. The first that I got was a Critical Illness Plan for me and my husband  and I started investing in Mutual Funds   to somehow beat inflation. I also availed of several insurances just like the one offered by the Philippine Red Cross . I have not written so much about my investments lately and create some entries in this blog but I promise to write more about how I manage my home, my career, and my finances... whenever I have time. So, please bear with me. Moving on... One of the things that I got recently is a Dengue Insurance by Pioneer for my daughter. We all know that Dengue cases are very rampant nowadays and it affects children mostly. So, when I heard from a colleague that she is offering this, I immediately availed of it... without apprehensions. It's nothing to worry about because this insurance is actually very cheap. For just P350.00 ( annual fee) , my daughter is covered for a year and