The Provident Mom

It's been a while since I wanted to invest in PAG-IBIG MP2 , a voluntary savings program with a 5-year term for all PAG-IBIG Fund members which earns dividends. You can get your dividends either annually or after the term (5-year). The higher you save, the more dividend you will get.   From the year 2016 to 2018 the average  MP2 dividend  rate in the past three years (2016-2018) is at 7.65%. It's not that bad compared to a regular savings program in banks. I finally got the chance to "enroll" myself. It is easier nowadays because you can start your application online. If you are interested, follow the instructions below on how you can also start investing PAG-IBIG's MP2. 1.  Go to pagibigfundservices.com and you will be asked to provide your PAG-IBIG MID No, Last name, First name, and Date of Birth. 2   2.  You will be directed to a new page where you can view your PAG-IBIG profile. On the right side of the screen, the firs...

On my previous blogpost , I talked about being financially free .   In that post, I talked about why we should start making our way to financial freedom. One of the reasons is to avoid going into debts and selling our properties when we get sick. We all know that healthcare is very expensive, especially for critical illness like cancer, etc.  With our environment and the kind of food that we have nowadays, plus our exposure to radiation, it is inevitable to get sick someday, somehow. So, what we really need to do it is to prepare for it.  How do we prepare when that time comes? There are two choices but these two are equally important. One is getting a basic  health insurance and other is getting a Critical Illness Plan.  I'll be focusing more on the latter.  Last year, an insurance/investment agent who happens to be a friend of my husband invited is in their office so he can propose an investment plan for us. So, we went there and we were assessed...