I was not a believer of insurance. I was not into investing. I did not know about mutual funds or VULs. My mindset changed when a co-teacher of mine a couple of years back was diagnosed with cancer and we all knew that it was a difficult time for her, physically and more importantly, financially. Hearing her experiences with the costs of hospitalization and medicines made me rethink on how I could prepare for the future. You know, when a family member gets sick, we don't have choice but to spend lots of money to pay for healthcare bills. There are even those who would sell their properties just to pay for it. Some would go into debts. They get stressed and they get sick. It's a cycle. So, I did my research and I learned about this so-called "Financial Freedom" and it does not only take a simple savings account so you can say you are financially free. According to Cash Cow Couple (one of the blogs I read when it comes to topics like this), " Being f...
A mom preparing for the future.