Why create this blog?

Hi, guys! Welcome to my 3rd blog!

Let me introduce myself first. I am Roxanne Fuentes, a teacher, entrepreneur, and a homemaker. I am also the blogger behind the education blog, The Public School Teacher and the lifestyle blog, The Kagay-anon!.

Why did I create a 3rd blog? Because I want to share what I do as a Provident mom. Provident means "making or indicative of timely preparation for the future."

For me, this also means helping prepare for the future of my child and soon to be children. That includes making investments, getting insurances, instilling good values, and taking care of the environment. That also means become a role model not just to my child and to my pupils but also to other moms and homemakers like me.

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FICCO Healthcare Program: Most Affordable HMO in the Philippines

As a mother and homemaker, my top priority is always my daughter. That is the reason why I am very much into investments and insurances. I want to protect her, her home, and her future. There are so many what-ifs in life and these double once we get married and have children. Just like any other aspect of our lives, our family life is not always high. Sometimes we experience challenges and problems and most often than not, we are not prepared for it. But there are certain things that we can actually prepare for. One of which is something to do with our health. These days, the food that we eat and the environment that we are in can give us sickness. And when it comes to health problems, it can drain our finances and we can even go into debts just to pay for the cost of medicines, check-ups, and (knock on wood) hospitalizations. Getting an HMO these days is no longer a luxury. It is a necessity, especially for average-income generating families like ours who could not afford the...

Why and How to Start Investing in PAG-IBIG MP2 Savings Program?

It's been a while since I wanted to invest in PAG-IBIG MP2 , a voluntary savings program with a 5-year term for all PAG-IBIG Fund members which earns dividends. You can get your dividends either annually or after the term (5-year). The higher you save, the more dividend you will get. From the year 2016 to 2018 the average MP2 dividend rate in the past three years (2016-2018) is at 7.65%. It's not that bad compared to a regular savings program in banks. I finally got the chance to "enroll" myself. It is easier nowadays because you can start your application online. If you are interested, follow the instructions below on how you can also start investing PAG-IBIG's MP2. 1. Go to pagibigfundservices.com and you will be asked to provide your PAG-IBIG MID No, Last name, First name, and Date of Birth. 2 2. You will be directed to a new page where you can view your PAG-IBIG profile. On the right side of the screen, the firs...

I found the best cleaner for the bathroom. And it is...

As a homemaker, I am getting so obsessed with cleaning materials lately especially with the ongoing threat of the newly discovered coronavirus. This post is all about my bathroom tiles. Ever since we bought the house in 2011, the tiles were already yellowish and that's probably because the bathroom is where the carpenters get water. We've had some renovations over the years so it got dirtier. We really did not mind that much because we were not living here. It was only last year that we moved in and it has been my problem ever since. I've tried so many cleaning products but it gave me disappointing results. This was how our bathroom tiles looked like before Then, somebody introduced me to this amazing product of Personal Collection, the TUFF Toilet Bowl Cleaner . I tested it at home and I just tried to use it on the tiles as well. Lo and behold, it worked amazingly! Watch this video of the amazing transformation: I did not put so much effort into ...

The Provident Mom

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